Sometimes debt comes from a lost job, a divorce, or unexpected expenses. Perhaps you simply got in over your head with credit. Serious debt is like a wall keeping you from living the life you deserve. I can help you break that wall with bankruptcy.
Get a Fresh Start
Bankruptcy can help you get a fresh start from many of the problems associated with insurmountable debt, such as:
- Harassment from finance companies
- Collection agencies calling non-stop
- Wage garnishments
- Fearing the loss of your house or car that you depend on
- Medical bills
By filing for bankruptcy, your creditors have to stop all of these collection efforts. Bankruptcy will temporarily stop foreclosure proceedings and repossession until the bankruptcy proceedings are finished.
Mississippi Chapter 7 and Chapter 13 Bankruptcy Lawyer
Many people facing serious debt file for Chapter 7 bankruptcy, which involves debt elimination. Chapter 13 bankruptcy looks more like debt reorganization.
When filing for bankruptcy, you will take a means test to determine your income and ability to pay your debts. If you make a high enough income, you may be forced into Chapter 13. Only an experienced lawyer can help you make the right decisions regarding Chapter 7 and Chapter 13 bankruptcy. Bankruptcy can be used to give you relief from burdensome:
- Car payments
- Credit card bills
- House payments
Only a competent attorney familiar with new laws can advise you whether you are better off with a Chapter 7 or 13. If you are drowning in debt and in danger of losing everything, I can help.
Hope for Your Future—Free Consultations
Our great nation provides a way out for people who are drowning in debt. Contact Gene Barton Law Firm for a free consultation to learn more about ways that bankruptcy can help you get the fresh start that you need.
My rates are competitive and I offer reasonable payment plans. In Chapter 13 bankruptcy, all legal fees can be paid in the plan. There is only a small amount that needs to be paid in advance.
My firm is a debt relief agency. I help people file for relief under the Bankruptcy Code.